Retirement Planning

Joel, as a Retirement Income Certified Professional, the one thing I can tell you is I firmly believe that incoprorating guaranteed monthly income from pensions, annuities, and/or social security, can help aid you in your needs for longer term retirement income throughout your lifetime. Because in doing this, and taking guaranteed income sooner rather than later, you will allow your own personal nest egg to grow and compound for a longer period of time with a much smaller percentage of withdrawals, if any at all. In other words, we’re spending less of the assets that can be left behind to your heirs, and spending more of the assets that cannot. Our office specializes in using wealth-building tools that can help mitigate risk and allow your money to grow tax-free - and be removed potentially tax-free when you are ready for retirement.

Tax-Advantaged Retirement Strategies

Don’t do what everyone else does (the do nothing position), be proactive to lower your tax liability from the IRS and state government by utilizing tax planning strategies. Remember, your number one guaranteed creditor every year is the IRS. Only you, with the help of qualified advisors, have it in your power to manage your money with a tax-efficient strategy.

Financial Planning

When it comes to your investments--What’s your plan? Do you have one? Do you have a strategy? Or do you fly by the seat of your pants not knowing where your portfolio will take you in the future? Reaching retirement and staying retired are two very different things and if you want to stay retired, you need a defined objective when it comes to your investment strategies. Most importantly, the plan that you have needs to deliver you financial confidence with your investments for the future.