As a Retirement Income Certified Professional, the one thing I can tell you is the sooner we add guaranteed monthly income from pensions, annuities, and/or social security, the higher likelihood you have of retirement income success for your lifetime. Because in doing this, and taking guaranteed income sooner rather than later, you will allow your own personal nest egg to grow and compound for a longer period of time with a much smaller percentage of withdrawals, if any at all. In other words, we’re spending less of the assets that can be left behind to your heirs, and spending more of the assets that cannot. Our firm specializes in using wealth-building tools that mitigate risk and allow your money to grow tax-free - and be removed tax-free - when you are ready for retirement.
Retire Tax-Free
Don’t do what everyone else does (the do nothing position), be proactive to protect your money from the IRS and state government. Remember, your number one guaranteed creditor every year is the IRS. Only you, with the help of qualified advisors, have it in your power to protect your money.
Financial Planning
When it comes to your investments--What’s your plan? Do you have one? Do you have a strategy? Or do you fly by the seat of your pants not knowing where your portfolio will take you in the future? Reaching retirement and staying retired are two very different things and if you want to stay retired, you need a defined objective when it comes to your investment strategies. Most importantly, the plan that you have needs to deliver you peace of mind with your investments for the future.
None of us can predict the future, just as none of us knows which individual stocks or mutual funds will be going up and down or when the next big national or global issue will affect actively traded money. Investing comfortably
for the future is about peace of mind and confidence that your portfolio will not only deliver when times are good, but that it will provide you some insulation from loss when times are tough.
Most people have no idea what their true appetite for risk is when it comes to growing wealth for retirement. We can teach you how to lock in stock market gains on an annual basis and grow your wealth with NO risk of loss due to
market turndowns. We will guide you as you build a tax-free retirement nest egg in the most efficient, least painful and least risky manner possible.
The concept of using tools to provide a guaranteed lifetime income stream is more important than ever in today’s world. There are a number of different FIAs with guaranteed income riders in the marketplace. The happiest retirees
have this in common: their monthly income needs are met with guarantees. These guarantees come in the form of social security, pensions, and properly designed annuities.
If you’d like to know more details, or to take a deeper dive into how this might apply to your individual situation just message us and we would be delighted to help.